Are You Ready for a Cash Balance Plan?
A Cash Balance Plan can be a great way for a business owner to catch up on delayed savings by making larger contributions than what is allowed in a traditional profit sharing plan. Read More >
Annemarie Keehn, ERPA, QPA, QKA
Louisville, KY
(502) 719-0581
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Annemarie Keehn has worked for over 29 years in the field of Defined Contribution Plan Administration. She graduated from Indiana University with a Bachelor of Science in Business Management. Anne joined RMS as an Account Executive in 2007. Her areas of expertise include qualified retirement plan administration and consulting, plan document underwriting, and compliance. She focuses the majority of her time at RMS on new client implementation and onboarding as well as assisting with marketing and new business initiatives. She also maintains the plan document used by the firm and performs special research projects. Anne has been awarded the designations of Qualified 401(k) Administrator and Qualified Pension Administrator from the American Society of Pension Professionals & Actuaries and has been approved by the Internal Revenue Service as an Enrolled Retirement Plan Agent.
My Articles
Selecting and Monitoring Target Date Funds
Plan fiduciaries need to prudently select the Target Date Fund offered in the Plan. The DOL has created a tip sheet about Target Date Funds. Read More >
Private Letter Ruling Addresses Treatment of Student Loan Repayment Benefit
IRS Ruling Addresses whether an employer contribution that is given to employees who make student loan repayments must be treated as a matching contribution. Read More >
What is a Solo 401(k) Plan?
What makes a Solo 401(k) plan different from a traditional 401(k) plan? Read More >
Recent Tax Acts Impacting Retirement Plans
Recent changes to retirement plan provisions due to 2 new Tax Acts Read More >
Hardship Withdrawal Changes under the new Budget Act
For plan years beginning in 2019, the hardship withdrawal rules will change. Read More >
Switching from a SEP to a 401(k)
Why might an employer decide to switch from a SEP to 401(k)? This article describes the enhanced plan features available in a 401(k) plan. Read More >
Simple IRA vs 401(k)
This article explains the many reasons an employer may want to sponsor a 401(k) plan instead of a Simple IRA. Read More >
Permitted Disparity in Contribution Formula
Discretionary profit sharing contributions can come in many “flavors”. Read More >
Maintaining Retirement Plan Records
Retaining important plan information is critical. ERISA requires that some records be kept for a six-year period, while other records must be kept indefinitely. Read More >
Winning Retirement Plan Business
Advisors with in-depth knowledge of retirement plans who partner with a TPA are more successful at growing their retirement plan business. Read More >
New Tax Filing Deadlines
A new Act recently signed into law modifies the tax filing deadline for certain business tax returns and the Form 5500. Read More >
Bond Initiative
Employers whose plans are insufficiently bonded may receive a citation from the DOL. Read More >
The $70,000 Question
Asking the right questions can make all the difference in plan administration. Read More >
Leading Questions to Discover Sales Opportunities
A list of questions to ask a plan sponsor to open the door for a discussion about retirement plan services. Read More >
Update to EPCRS for Correcting Missed Deferrals
The IRS has issued modified rules on how to correct deferral errors in 401k plans. Read More >
Managing a Plan Vendor Change
What to expect when moving the retirement plan assets and records to a new recordkeeper. Read More >
Questions to Ask a Plan Recordkeeper
Make sure the potential new recordkeeper is a good fit for the plan and the employer by asking these questions BEFORE the decision is made to transfer the plan’s administration. Read More >
Update on the Application of the Defense of Marriage Act Ruling
Recent IRS guidance provides details on amendment requirements and the effect of the Windsor decision on retirement plans. Read More >
Document Restatements Required
Many retirement plans are written using Internal Revenue Service (IRS) preapproved documents, known as master and prototype or volume submitter plans. Read More >
Relief for Participant Fee Disclosure Notice Timing
You may recall that in 2012, plan sponsors were required by the Department of Labor (DOL) to provide to plan participants a notice that disclosed detailed investment information for the plan. Read More >
Impact of Defense of Marriage Act Ruling on Retirement Programs
The U.S. Supreme Court recently declared that Section 3 of the Defense of Marriage Act, which was signed into law by President Clinton in 1996, is unconstitutional because it denies equal... Read More >
Using the Forfeiture Account
When participants who are not fully-vested in their company contribution accounts terminate employment, their non-vested monies are usually moved into a forfeiture account. Read More >
In-Plan Roth Conversions
The newly signed American Taxpayer Relief Act of 2012 (the “Act”) makes an important change to employer-sponsored retirement plans. Read More >
QDRO Payments
What is a Domestic Relations Order (DRO)? Read More >
Fee Disclosures: What Must Plan Sponsors Do?
Plan Administrators who are appointed to engage service providers must understand that they bear the final responsibility Read More >
Fiduciary Insurance and Fidelity Bond Coverage
Understanding fiduciary liability insurance vs. fidelity bond coverage. Read More >
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