RMS Newsletter

RMS Newsletter, October 2008

RMS Newsletter, July 2008

RMS Newsletter, April 2008

RMS Newsletter, January 2008

RMS Articles
Comparing 7 Defined Contribution Plan Designs (1-2008)

Cross Testing (1-2008) 
Davis-Bacon Plans (10-4-03)
Defined Benefit Plans Covering One Participant (1-9-2006)

Designing a Defined Contribution Plan (7-7-06) 

Employee Benefit Indexed Limitations (2008)
Fiduciary / Trustee Responsibilities (1-2007)

Ideal 401 (k) Platform (10-2006) 
Paying Expenses From Participant Accounts (7-2005)

SEPs vs 401 (k) Safe-Harbor (1-2008) 
SIMPLEs - - Rules for the Savings Incentive Match Plan for Employees (12-28-2007)

Small Employer Credit for Retirement Plan Start-Up Costs (4-2005) 
Why Some 401(k) Plans Have No Match (7-2006)
Why Some Retirement Plans Do Not Offer Loans to Participants (6-2007)

Why Some Retirement Plans Offer No Investment Options (7-2006) 

Internet Resources for Plan Advisors:

Organizations
Administration on Aging (US Dept of Health & Human Services) 
American Academy of Actuaries

American Society of Pension Actuaries 
Department of Labor

Other Benefits-Related Organizations     

Rating Companies
A.M. Best  - Ratings of publicly traded companies.
Dunn & Bradstreet
Moodys Investor Services

Standard & Poors Insurance Rating Services - Ratings on Insurance Companies 
Weiss Ratings, Inc.

Research Sites
Download Form 5500 if you know plan name or EIN
Investment Company Institute --- retirement statistics
Pension Research Council of the Wharton School, Univ. of Penn.
Using the web for employee benefits research

Statistics
Applicable Federal Rates
Bureau of Labor Statistics
EBRI Retirement Confidence Survey
Federal Reserve Board: Releases & Historical Data 

S&P 500, every month end's value 

Surveys
Plansponsor.com survey of defined benefit plans
Small Employer Retirement Survey (SERS)