Be sure your qualified plan is fully tested every year. The following article summarizes eight tests that are required annually. Learn More >
A brief description of the mechanics of cross-testing and some general guidelines on which employers are good candidates for this plan design. Learn More >
The saver's credit is an income tax credit of up to 50% of 401(k) employee contributions that is available for certain taxpayers with income that does not exceed $64,000. Learn More >
A discussion of the various provisions in a plan that will allow owners in small businesses maximize their contributions. Learn More >
A Cash Balance Plan can be a great way for a business owner to catch up on delayed savings by making larger contributions than what is allowed in a traditional profit sharing plan. Learn More >
Plan fiduciaries need to prudently select the Target Date Fund offered in the Plan. The DOL has created a tip sheet about Target Date Funds. Learn More >
When designing a Defined Contribution plan, it is important to understand how the various types compare. Learn More >
403(b) plans are generally subject to fewer technical requirements and less administrative burdens than 401(k) plans. Learn More >
What are the differences and which is right for your company? Learn More >
A review of plan features for 4 types of common plan designs used by small employers. Learn More >
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Cash balance plans offer high contribution limits and flexibility.
View the employee benefit indexed limitations for the 2020 plan year, released by the IRS.