403(b) plans are generally subject to fewer technical requirements and less administrative burdens than 401(k) plans. Learn More >
This chart describes the four safe harbor options available to employers to avoid some nondiscrimination testing. Learn More >
Cash balance plans offer high contribution limits and flexibility. Learn More >
A checklist of tasks to review and approve hardship withdrawals. Learn More >
We recommend plan sponsors always keep an up-to-date permanent listing of missing participants as part of their retirement plan record. Learn More >
Why might an employer decide to switch from a SEP to 401(k)? This article describes the enhanced plan features available in a 401(k) plan. Learn More >
This article explains the many reasons an employer may want to sponsor a 401(k) plan instead of a Simple IRA. Learn More >
Make sure you understand how to administer a Roth 401(k) account before adding it to your plan. Learn More >
Discretionary profit sharing contributions can come in many “flavors”. Learn More >
It may be deemed that there has been a partial plan termination if more than 20% of the plan’s participants are terminated. Learn More >
Let us help design and administer a Retirement Program that meets your needs.
A review of plan features for 4 types of common plan designs used by small employers.
A SIMPLE IRA plan provides small employers with a tax-advantaged plan that offers simpler, less costly administration.
RMS held our 9th consecutive FA & CPA Seminar