A major frustration in plan administration is locating employees who have left the employer and have not provided a forwarding address for the processing of any benefits due to them from the plan. Learn More >
Most companies that sponsor an Employee Stock Ownership Plan (ESOP) also sponsor a separate 401(k) plan. Learn More >
Many of today’s employees may find themselves retiring with funds that might not last a lifetime. Learn More >
The Internal Revenue Service made it clear that the right to be invested in employer stock is not a protected benefit. Learn More >
Plan Administrators who are appointed to engage service providers must understand that they bear the final responsibility Learn More >
We see five major reasons that some companies choose to sponsor 401(k) plans while not making matching contributions. Learn More >
Download Form 5500 if you know the plan name or EIN. Learn More >
A guide to answer questions you may have regarding Social Security. Learn More >
Good "what if" planning, and recommended savings level, by Kiplinger. Learn More >
Understanding fiduciary liability insurance vs. fidelity bond coverage. Learn More >
Let us help design and administer a Retirement Program that meets your needs.
Be sure your qualified plan is fully tested every year. The following article summarizes eight tests that are required annually.
A brief description of the mechanics of cross-testing and some general guidelines on which employers are good candidates for this plan design.
RMS held our 9th consecutive FA & CPA Seminar